I think we all get caught up in buying the most expensive stuff a lot of times. I think its totally doable to go the cheaper route.
I would go Jebao return definitely. I have one of these I its been a great pump. If you are concerned about quality buy two. Still 1/2 to 1/3 of some pumps.
https://www.amazon.com/Jebao-DCP-6500-Sine-Water-Return/dp/B01N48UDBY/ref=sr_1_2?ie=UTF8&qid=1542747681&sr=8-2&keywords=jebao+dcp
Lighting is another. How many successful tanks have you seen lite up by Ocean Revives? That's a sub $200 fixture