It depends on the application, but the dart is going to be louder for sure. most of my stuff runs in the garage so I'm not concerned about noise. I helped Shutterfish set up his DC return pump with the design priorities being overflow safety and noise. His tank was set up with a Herby drain, and we put in an internal DC pump with spa flex coupling for vibration reduction. A few nice features of running internal are noise dampening, heat recovery from the pump, and ease of replacement.
If you want to set up a lead/standby pump you run both pumps in parallel with a check valve on the high side of each pump then pipe back together on both sides. To know if the pump failed you can do a few different things:
Pump current transducer (CT) on the power wire for current status. When the pump stalls out, the current drops enough to de-energize the CT.
Flow switch or pressure switch on the high pressure side to determine if you have pump pressure
Sump high level switch which tells you the pump may be off, so switch to the standby.
In reef tanks, the high sump level makes the most sense. Flow switches for saltwater applications are hard to find or expensive. CT's are better suited for larger pumps (1/8HP and greater).